With you every step of the way.
You've made a wonderful and exciting decision
to buy a brand-new KB home. As you move forward
through each phase of the building process, our
KB Home team will work side-by-side with you
to make sure you understand and are prepared
for each step of new home ownership. It's all
part of our absolute commitment to offering the
highest quality service. Making sure you get
the home you want, just the way you want it!
1) Finding the right home
It's the first step in the exciting process of
owning your new home. You've chosen a wonderful
KB Home neighborhood. Now you can pick a great
homesite and floor plan. A salesperson will
assist you in choosing a homesite or discuss
future availability.
At this time, our preferred lender, Countrywide KB Home Loans can prequalify you for a loan amount. This is extremely helpful because now
you'll have an idea of how much home you can
afford!
2) Completing your purchase agreement
An appointment will be set to complete your purchase
agreement. The meeting will last two to three
hours. You'll want to bring your checkbook
and have the following materials available:
- W-2 statements (2 years) or tax returns if
self-employed
- pay stubs covering most recent 30-day pay
period
- most recent 2 months' bank statements
Because the homebuying process consists of numerous
details, we encourage you to ask any questions
along the way. We want to keep you informed and
aware of all phases and requirements of the homebuilding
process. By paying close attention to the details,
you'll be a well-informed homebuyer!
At this time, studio personnel will contact
you to set your appointment with KB Home Studio—where
you'll pick your favorite personalizing options.
We encourage you to browse the decor options
at the Studio prior to your final appointment.
You'll also receive various handouts that provide
details on making your homebuying experience
even easier with KB Home.
3) Creating the perfect home
Now it's time to show your style with the help
of KB Home Studio.
There are two steps to using KB Home Studio.
First, because of all the wonderful choices available,
you'll want to begin by browsing all the options
as soon as possible.
Bring fabric swatches and great ideas for designing
your new KB home. It may take a few browsing
visits to determine all the options you desire.
Consider all your choices, including appliances,
electrical fixtures, flooring, blinds, home theater
and more. In the end, browsing pays off because
you've given yourself the time and opportunity
to make the perfect choices for your home.
The second step is the finalization appointment,
which will last approximately two to three hours.
A KB Home Studio design consultant will help
you submit all of your option choices. This is
your final opportunity to choose your options.
We ask that children do not attend so we can
diligently work through the appointment together.
4) You're approved
At this point, you've moved from prequalification
to the final loan approval for your new home.
Approval is required within 30 days of signing
the Purchase Agreement. Please consult with your home loan consultant if you are planning any changes to your financial profile. Remember, along the way, your home loan consultant may request updated information.
5) Building excitement
The day to start building your new home has arrived!
You'll have a preconstruction meeting with
a superintendent who will provide details on
what you can expect during each phase of building.
The superintendent will also review your options
and answer any questions. Here are some helpful
tips to remember for your visit:
- set aside 30-60 minutes
- give yourself time to arrive and begin on
time
- wear closed-toe shoes
- follow all site safety regulations
6) Taking shape
Your home has been framed and is ready for drywall.
Electrical has been added and plumbing is in
place. It's time again to tour the building
site. Like the preconstruction meeting, this
will take 30-60 minutes. You should take the
same safety precautions, which include wearing
closed-toe shoes. Plus, make sure to bring
your options contract in case you need
to go over any final details.
7) Finishing touches
Your new home is close to being finished! This
is an important time to:
- have your home loan consultant lock in your interest rate and forward loan documents
to the title company a minimum of 60 days prior
to homeowner orientation
- set your appointment to sign closing documents
- create or transfer accounts with your utility
companies
- obtain homeowners insurance
You'll receive your Homeowner Manual, and we'll
schedule your Orientation appointment. Please
review this before your Orientation appointment
so we can answer any questions you may have.
We will notify you promptly if the Orientation
has to be rescheduled for any reason.
8) Getting to know your home
Your Homeowner Orientation will take approximately
two to three hours. Please arrive early to
make sure we can begin your orientation on
time. Also, have your Homeowner Manual and
disclosures available to review with your KB
HOME representative. As a safety precaution,
we prefer to limit this Orientation to adults,
and ask that children do not visit the construction
site.
Your representative will confirm your sign-off
appointment, which is usually three business
days after the Homeowner Orientation.
9) Signing the closing papers
As you get closer to finally owning your brand-new
home, you'll meet with the title company representative.
This appointment will take approximately one
hour. It is important to bring:
- cashier's check made payable to title company
- valid driver's license or passport
The recording of your title may take up to three
days. Once it's been recorded with the county,
you'll move to the final step!
10) You get the keys
THE BIG DAY HAS ARRIVED! These items have been
completed:
- Homeowner Orientation
- loan documents signed and closing funds deposited
- sign-off appointment completed
- title recorded
At closing, you will receive the key to your
new KB home! |